1. La Mesa properties fall out of escrow is because of problems in lending.
2. If you got Rocket Mortgage, or whatever app thing that you’re sending into me, your offer is get thrown away.
3. Your prequalification and your LENDER are the most important factors in getting your offer even looked at by a seller.
You ever wonder why people write offers on La Mesa properties in a multiple offer situation and always lose? Well, I can tell you right now it’s not the price. It’s all about the lender, who you use, and how they qualify you as a La Mesa Buyer. My name is Chris Melingonis, I’m the RealtorDad. And I’m going to give you an idea of who you shouldn’t use when you’re getting pre qualified, why the lender so important because it could get your offer knocked right off the table.
The most important thing in the La Mesa real estate transaction is the lending side, that’s the responsibility of the La Mesa, CA buyer. The number one reason why La Mesa properties fall out of escrow is because of problems in lending. You want to choose your lender very carefully, you want to make sure that they can get things done and they’re pre qualifying you the correct way. When you use these random, super fast online app lenders to get your pre qualification, your offer is not going to get chosen by the list agent. When I’m listing a La Mesa, CA property, everything being equal, I look at the best buyer and who they are pre qualified with.
If you got Rocket Mortgage, or whatever app thing that you’re sending into me, your offer is get thrown away. The list agent, and the La Mesa Home-owner care who your lender is, and whether they can perform. I’ll tell you that right now. Look, when I’m writing an offer for my clients, I want to win. That’s it. I like to win. So I’m going to dress you up as best as I can to get you to win over all the other La Mesa home-buyers that are writing offers in the same house you like because everyone likes the same things. And I’m going to give you a little inside tip; home-sellers don’t like commercial banks and your credit union. Just telling you. If you want to know why, ask me.
If you have any questions at all about the lending side and how it can affect your La Mesa or San Diego real estate transaction or your La Mesa real estate search, give me a call, ask me questions. I hope Speak to you soon. I hope this helped. If you have any other questions, you can message me, and I’ll be happy to answer your questions.
I’m the Realtor Dad, Chris Melingonis.